diff --git a/packages/sql/src/modules/access/access-sql-helpers.ts b/packages/sql/src/modules/access/access-sql-helpers.ts
index 0c0d2935..8a87a346 100644
--- a/packages/sql/src/modules/access/access-sql-helpers.ts
+++ b/packages/sql/src/modules/access/access-sql-helpers.ts
@@ -247,6 +247,16 @@ const PRIV_VERB: Record<string, string> = {
   CREATE: 'Create objects',
   ALTER: 'Alter objects',
   DROP: 'Drop objects',
+  // Db2's schema-wide forms, so the explanation reads in the same words as
+  // every other engine's rather than echoing the keyword back.
+  SELECTIN: 'Read',
+  INSERTIN: 'Insert',
+  UPDATEIN: 'Update',
+  DELETEIN: 'Delete',
+  EXECUTEIN: 'Run routines',
+  ALTERIN: 'Alter objects',
+  CREATEIN: 'Create objects',
+  DROPIN: 'Drop objects',
 };
 
 /** "a", "a and b", "a, b and c" — one place, so every message reads the same. */
@@ -268,10 +278,34 @@ export function missedPermissionWarning(
   const missed = request.permissions.filter((p) => !covered.has(p));
   if (missed.length === 0) return null;
   const labels = missed.map((p) => describePermission(p).label.toLowerCase());
+  const verb = request.action === 'grant' ? 'grants' : 'revokes';
+
+  // Advice the reader can act on beats a general statement of the limitation.
+  // Where the engine has per-object grants and the miss is a table privilege,
+  // narrowing the scope is the whole answer — and it is the case people
+  // actually hit, because "read only" on a database scope looks like it should
+  // work and produces a runnable CREATE SESSION plus a commented template.
+  const caps = accessCapabilities(dialect);
+  const perObjectAvailable =
+    caps.tableScope && (request.scope.type === 'database' || request.scope.type === 'schema');
+  const tableLevel = missed.every(
+    (p) => p === 'read' || p === 'insert' || p === 'update' || p === 'delete'
+  );
+  const act = request.action === 'grant' ? 'grant' : 'revoke';
+
+  // Two different situations, and telling them apart matters. Db2 and
+  // PostgreSQL do have schema-wide grants, so a miss at *database* scope means
+  // "name a schema", not "this engine cannot do it" — saying the latter
+  // contradicted the very statement the emitter had just produced. Oracle
+  // genuinely has none, and there the only way through is per object.
+  const remedy = !(perObjectAvailable && tableLevel)
+    ? `Handle ${missed.length === 1 ? 'that one' : 'those'} through object ownership or an engine-specific privilege.`
+    : caps.schemaScope && request.scope.type === 'database'
+      ? `Choose a schema — ${dialect} ${act}s these per schema — or switch the scope to Tables and pick the objects.`
+      : `Switch the scope to Tables and pick the objects to ${act} on — ${dialect} has no schema-wide table grant.`;
+
   return {
     level: 'caution',
-    message: `${dialect} cannot express ${listWords(labels)} at this scope — nothing below ${
-      request.action === 'grant' ? 'grants' : 'revokes'
-    } it. Handle ${missed.length === 1 ? 'that one' : 'those'} through object ownership or an engine-specific privilege.`,
+    message: `${dialect} cannot express ${listWords(labels)} at this scope — nothing below ${verb} it. ${remedy}`,
   };
 }
diff --git a/packages/sql/src/modules/access/access-sql.test.ts b/packages/sql/src/modules/access/access-sql.test.ts
index ad4900ce..28560d81 100644
--- a/packages/sql/src/modules/access/access-sql.test.ts
+++ b/packages/sql/src/modules/access/access-sql.test.ts
@@ -195,13 +195,14 @@ describe('Db2 and Oracle', () => {
     expect(sqlOf(r)).toMatch(/GRANT SELECT ON TABLE "REPORTING"\."SALES" TO USER "REPORT_USER";/);
   });
 
-  it('Db2 refuses to invent a schema-wide table grant', () => {
+  it('Db2 grants schema-wide with its …IN privileges', () => {
+    // This used to assert a commented template. Db2 11.1+ has real schema
+    // grants; verified against 12.1, they record in SYSCAT.SCHEMAAUTH.
     const r = ok(
       { principal: user, action: 'grant', permissions: ['read'], scope: { type: 'schema', schema: 'REPORTING' } },
       'db2'
     );
-    expect(sqlOf(r)).toMatch(/^--/m);
-    expect(r.statements.some((s) => /no schema-wide table grant/i.test(s.explanation))).toBe(true);
+    expect(sqlOf(r)).toMatch(/GRANT SELECTIN ON SCHEMA "REPORTING" TO USER/);
   });
 
   it('Oracle calls connecting CREATE SESSION', () => {
@@ -460,3 +461,162 @@ describe('access-sql registry', () => {
     expect(sqlOf(ok(req, 'yugabytedb'))).toBe(sqlOf(ok(req, 'postgres')));
   });
 });
+
+describe('a commented-out template does not count as granting anything', () => {
+  // Reported from a live Oracle test: "read only" at database scope produced a
+  // runnable GRANT CREATE SESSION and a commented "repeat for each table"
+  // block, with no warning. Pasting it gave the account login and no read
+  // access at all. The template was passing itself off as covering SELECT,
+  // which silenced the warning built for exactly this case.
+  it('warns that Oracle read is not granted at database scope', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['connect', 'read'],
+        scope: { type: 'database', database: 'FREEPDB1' },
+      },
+      'oracle'
+    );
+    const sql = sqlOf(r);
+    expect(sql).toMatch(/GRANT CREATE SESSION/);
+    // The only runnable line is the session grant; the rest is a comment.
+    const runnable = sql
+      .split('\n')
+      .filter((l) => l.trim() && !l.trim().startsWith('--'));
+    expect(runnable).toHaveLength(1);
+
+    const warned = r.warnings.map((w) => w.message).join(' ');
+    expect(warned).toMatch(/cannot express read data/i);
+    expect(warned).toMatch(/switch the scope to tables/i);
+  });
+
+  it('warns the same way on Db2 at database scope', () => {
+    // Schema scope now emits a real SELECTIN grant, so the template — and the
+    // warning — only remain where there is no schema to name.
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['read'],
+        scope: { type: 'database', database: 'FOXDB' },
+      },
+      'db2'
+    );
+    expect(r.warnings.map((w) => w.message).join(' ')).toMatch(/cannot express read data/i);
+  });
+
+  it('warns that PostgreSQL alter and drop are ownership, not grants', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['alter-object', 'drop-object'],
+        scope: { type: 'schema', schema: 'reporting' },
+      },
+      'postgres'
+    );
+    const warned = r.warnings.map((w) => w.message).join(' ');
+    expect(warned).toMatch(/cannot express/i);
+    // Not a table privilege, so the "pick tables" advice would be wrong here.
+    expect(warned).toMatch(/ownership/i);
+  });
+
+  it('still reports nothing when the grant really is expressible', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['read'],
+        scope: { type: 'tables', schema: 'DEMO_A', tables: ['ORDERS'] },
+      },
+      'oracle'
+    );
+    expect(sqlOf(r)).toMatch(/GRANT SELECT ON "DEMO_A"\."ORDERS"/);
+    expect(r.warnings.map((w) => w.message).join(' ')).not.toMatch(/cannot express/i);
+  });
+});
+
+describe('Db2 schema-wide grants', () => {
+  // The emitter used to say Db2 had none and emit a commented template.
+  // Verified against Db2 12.1: these grant and record in SYSCAT.SCHEMAAUTH.
+  it('grants the …IN privileges instead of a template', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['read', 'insert', 'update', 'delete'],
+        scope: { type: 'schema', schema: 'DEMO_A' },
+      },
+      'db2'
+    );
+    expect(sqlOf(r)).toBe('GRANT SELECTIN, INSERTIN, UPDATEIN, DELETEIN ON SCHEMA "DEMO_A" TO USER "report_user";');
+    // Nothing is missed, so no caution about an unexpressible privilege.
+    expect(r.warnings.map((w) => w.message).join(' ')).not.toMatch(/cannot express/i);
+  });
+
+  it('maps execute to EXECUTEIN once, not twice', () => {
+    // Both routine permissions map to the same keyword.
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['execute-function', 'execute-procedure'],
+        scope: { type: 'schema', schema: 'DEMO_A' },
+      },
+      'db2'
+    );
+    expect(sqlOf(r)).toMatch(/GRANT EXECUTEIN ON SCHEMA/);
+    expect(sqlOf(r)).not.toMatch(/EXECUTEIN, EXECUTEIN/);
+  });
+
+  it('revokes with the same keywords', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'revoke',
+        permissions: ['read'],
+        scope: { type: 'schema', schema: 'DEMO_A' },
+      },
+      'db2'
+    );
+    expect(sqlOf(r)).toMatch(/REVOKE SELECTIN ON SCHEMA "DEMO_A" FROM USER/);
+  });
+
+  it('still explains itself at database scope, where there is no schema to name', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['read'],
+        scope: { type: 'database', database: 'FOXDB' },
+      },
+      'db2'
+    );
+    const runnable = sqlOf(r).split('\n').filter((l) => l.trim() && !l.trim().startsWith('--'));
+    expect(runnable).toHaveLength(0);
+
+    const warned = r.warnings.map((w) => w.message).join(' ');
+    expect(warned).toMatch(/cannot express read data/i);
+    // The advice has to match the engine. Db2 does have schema-wide grants, so
+    // telling the reader it does not would contradict the statement the
+    // emitter produces one scope over.
+    expect(warned).toMatch(/choose a schema/i);
+    expect(warned).not.toMatch(/no schema-wide table grant/i);
+  });
+
+  it('tells Oracle readers the opposite, because Oracle really has none', () => {
+    const r = ok(
+      {
+        principal: user,
+        action: 'grant',
+        permissions: ['read'],
+        scope: { type: 'database', database: 'FREEPDB1' },
+      },
+      'oracle'
+    );
+    const warned = r.warnings.map((w) => w.message).join(' ');
+    expect(warned).toMatch(/no schema-wide table grant/i);
+    expect(warned).not.toMatch(/choose a schema/i);
+  });
+});
diff --git a/packages/sql/src/providers/db2/db2.access-sql.ts b/packages/sql/src/providers/db2/db2.access-sql.ts
index 31d3f9fc..ade6885e 100644
--- a/packages/sql/src/providers/db2/db2.access-sql.ts
+++ b/packages/sql/src/providers/db2/db2.access-sql.ts
@@ -6,7 +6,24 @@
  * Db2 GRANT/REVOKE. Table privileges are per object; schema-wide table grants
  * are a comment, not a guess.
  */
-import { highestRisk } from '../../modules/access/intent.js';
+import { highestRisk, type AccessPermission } from '../../modules/access/intent.js';
+
+/**
+ * Db2's schema-wide privileges, in the order they read best in a statement.
+ *
+ * `…IN ON SCHEMA` covers every object of the matching kind in the schema, and
+ * unlike PostgreSQL's ALL TABLES it keeps covering objects created later.
+ */
+const SCHEMA_IN_PRIVILEGE: readonly (readonly [AccessPermission, string])[] = [
+  ['read', 'SELECTIN'],
+  ['insert', 'INSERTIN'],
+  ['update', 'UPDATEIN'],
+  ['delete', 'DELETEIN'],
+  ['execute-procedure', 'EXECUTEIN'],
+  ['execute-function', 'EXECUTEIN'],
+  ['alter-object', 'ALTERIN'],
+  ['drop-object', 'DROPIN'],
+];
 import {
   describePrivs,
   executePermissions,
@@ -85,6 +102,32 @@ function emitDb2(ctx: EmitCtx): void {
     for (const pv of extra.privs) if (!privs.includes(pv)) privs.push(pv);
     tablePerms.push(...extra.covers);
   }
+  // Db2 *does* have schema-wide grants: the `…IN ON SCHEMA` privileges, which
+  // apply to every object of the right kind in the schema, present and future.
+  // This file previously said they "exist only for a few verbs" and emitted a
+  // commented template instead. Verified against Db2 12.1: SELECTIN, INSERTIN,
+  // UPDATEIN, DELETEIN, EXECUTEIN, ALTERIN, CREATEIN and DROPIN all grant and
+  // all record in SYSCAT.SCHEMAAUTH.
+  if (scope.type === 'schema' && schema) {
+    const inPrivs: string[] = [];
+    const covers: AccessPermission[] = [];
+    for (const [permission, priv] of SCHEMA_IN_PRIVILEGE) {
+      if (permissions.includes(permission)) {
+        if (!inPrivs.includes(priv)) inPrivs.push(priv);
+        covers.push(permission);
+      }
+    }
+    if (inPrivs.length > 0) {
+      add(
+        `${verb} ${inPrivs.join(', ')} ON SCHEMA ${ident(schema)} ${dir} ${grantee}${option};`,
+        `${describePrivs(inPrivs)} on every object in ${schema}, including objects added later. Db2 11.1 and later.`,
+        highestRisk(permissions),
+        covers
+      );
+      return;
+    }
+  }
+
   if (privs.length === 0) return;
 
   if (scope.type === 'tables') {
@@ -98,13 +141,14 @@ function emitDb2(ctx: EmitCtx): void {
     }
     return;
   }
-  // Db2 has no "all tables in schema" grant — SELECTIN-style schema privileges
-  // exist only for a few verbs, so name the limitation instead of guessing.
+  // Database scope has no schema to name, so the per-object template is still
+  // the honest answer there.
   add(
-    `-- Db2 grants table privileges per object. Repeat for each table:\n-- ${verb} ${privs.join(', ')} ON TABLE ${qualifier(ident, schema)}.<table> ${dir} ${grantee};`,
-    'Db2 has no schema-wide table grant. Select individual tables to generate runnable statements.',
-    highestRisk(permissions),
-    tablePerms
+    `-- Db2 grants these per object or per schema. Repeat for each table:\n-- ${verb} ${privs.join(', ')} ON TABLE ${qualifier(ident, schema)}.<table> ${dir} ${grantee};`,
+    'Choose a schema to use Db2’s schema-wide grants, or select individual tables.',
+    highestRisk(permissions)
+    // No `covers` — see the note in oracle.access-sql.ts. A commented-out
+    // template cannot grant anything, so it must not silence the warning.
   );
 }
 
diff --git a/packages/sql/src/providers/oracle/oracle.access-sql.ts b/packages/sql/src/providers/oracle/oracle.access-sql.ts
index 7cf34aef..b00b395c 100644
--- a/packages/sql/src/providers/oracle/oracle.access-sql.ts
+++ b/packages/sql/src/providers/oracle/oracle.access-sql.ts
@@ -92,8 +92,11 @@ function emitOracle(ctx: EmitCtx): void {
   add(
     `-- Oracle grants object privileges per object. Repeat for each table:\n-- ${verb} ${privs.join(', ')} ON ${qualifier(ident, scopeSchema(scope))}.<table> ${dir} ${grantee};`,
     'Oracle has no schema-wide table grant; a schema is a user. Select individual tables to generate runnable statements.',
-    highestRisk(permissions),
-    tablePerms
+    highestRisk(permissions)
+    // No `covers`: this is a template, not a statement. Claiming it covered
+    // read/insert/update/delete told `missedPermissionWarning` the job was
+    // done, so the preview carried no warning at all — and a reader who
+    // pasted it granted CREATE SESSION and nothing else.
   );
 }
 
diff --git a/packages/sql/src/providers/postgres/postgres.access-sql.ts b/packages/sql/src/providers/postgres/postgres.access-sql.ts
index 43b22a89..9efff4ae 100644
--- a/packages/sql/src/providers/postgres/postgres.access-sql.ts
+++ b/packages/sql/src/providers/postgres/postgres.access-sql.ts
@@ -207,8 +207,10 @@ function emitPostgres(ctx: EmitCtx): void {
       // the other way round.
       `-- PostgreSQL has no ALTER or DROP privilege: only an object's owner (or a\n-- member of its owning role) may alter or drop it. Consider:\n-- ${verb} <owning_role> ${dir} ${ident(request.principal.name)};`,
       'PostgreSQL controls altering and dropping through ownership, not grants. Add the principal to the owning role instead.',
-      'critical',
-      ownerPerms
+      'critical'
+      // No `covers` — the statement is a comment. Ownership is the answer, and
+      // the reader needs that as a warning, not only as prose under a line
+      // that does nothing when run.
     );
   }
 }